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“There was one woman who got scammed for over a million dollars, her whole retirement nest egg,” says Farquhar.

The CR survey found that 35 percent of respondents who’ve tried online dating felt they had been grossly misled by someone’s online profile, and 12 percent said they’d been scammed.

Experts say online daters are always wise to be skeptical regarding what someone they've met online, and not in the flesh, tells them.

Most dating websites—even ones that cost money—don't vet the people who sign up.

According to the FBI, romance scams and similar confidence scams cost consumers more money than any other kind of Internet fraud.

In 2015, the last year for which data is available, consumers lost more than 0 million this way.

Often the scammer will say an emergency situation has arisen and money is needed fast to avoid dire consequences.

You might not be able to surface information like criminal records, but from their social media profiles, Linked In page, and other information you find, you should be able to get a sense of whether what they are telling you comports with the facts. For example, if a person you met online claims to run a business abroad, call the US Embassy to confirm that that business exists.